ASSURANCE — INSURANCE
Three coverage plans
Accidents and breakdowns happen when they happen. Choose from three levels of preparation. Enrolling in one of the plans at rental time is required.
Coverage common to all plans
Personal liabilityUnlimited▼
Compensation if you injure or kill someone in an accident. Covers medical costs, damages, lost earnings, funeral costs, and more. Sompo Japan handles settlement negotiations on your behalf.
Property liabilityUnlimited▼
Compensation if you damage someone else's car or property. The deductible varies by plan, and that portion is the customer's out-of-pocket cost. Sompo Japan handles settlement negotiations too.
Personal injuryUnlimited▼
Covers everyone riding in the rented vehicle (driver and all passengers). If injured, disabled, or killed in an accident, it covers medical costs, lost earnings, and more. The coverage amount is unlimited.
Single-vehicle accidentCovered (general terms)▼
The 'general terms' vehicle insurance also covers single-vehicle accidents (hitting a curb or utility pole, etc.). It also applies to being hit by others and hit-and-runs.
Legal expenses riderIncluded▼
Covers the cost of consulting and retaining a lawyer, such as when the other party pushes an unfair settlement after an accident. Included in the auto-accident-only form.
Uninsured motorist injuryIncluded▼
Covers death or lasting disability from an accident with an uninsured party when you can't receive adequate compensation from them. The coverage amount is unlimited.
How the plans differ
▼Daily rate¥2,000¥3,700¥8,500
The daily fee (tax included) for each plan's coverage. It's added each day of the rental period.
▼Property/vehicle deductible¥100,000¥30,000¥0
The cap on what the customer pays in the event of an accident or damage. The voluntary-insurance deductible is ¥100,000 on every plan, but AGITO covers it down to ¥30,000 on Standard and ¥0 on Full Cover.
▼NOC (if drivable)¥50,000 charge¥50,000 chargeWaived
The NOC (non-operation charge) is what you pay AGITO for the lost rental opportunity while the vehicle is in for repair. This is the amount when it can be driven in for repair under its own power.
▼NOC (if not drivable)¥100,000 charge¥100,000 chargeWaived
The NOC when the vehicle can no longer be driven after an accident. It's higher than the drivable case. Full Cover waives this too.
▼Roadside assistance¥5,000 per callFreeFree
Sompo Japan roadside assistance is included in every plan, covering on-site help for a dead battery, keys locked in, a flat, a wheel off the road, and towing (24/7). With Basic, AGITO charges a separate ¥5,000 when roadside assistance is used.
▼Flat-tire coverageNoneIncludedIncluded
Flat tires aren't covered by ordinary voluntary insurance (treated as a consumable). This is coverage AGITO provides on its own for Standard and Full Cover members.
About what's not covered
- ・Accidents caused by unlicensed driving, driving under the influence, or an unregistered driver are excluded from every plan. You bear the full cost.
- ・Failing to report an accident to the police also voids coverage.
Notes & tips
For your first campervan
For unfamiliar roads, long distances, or several drivers, Full Cover brings peace of mind. Zero deductible, NOC waived, and flat tires all covered by AGITO.
What NOC (non-operation charge) is
Compensation for the vehicle being unrentable while it's in for repair after an accident or damage. For Basic and Standard, the customer pays ¥50,000 if it's drivable and ¥100,000 if not. Full Cover waives it.
What roadside assistance covers
On-site help for a dead battery, keys locked in, running out of fuel, a wheel off the road, a flat, and more. Free with Standard and Full Cover; ¥5,000 per call with Basic.